Are we losing the American Dream?

In 1980s and since, economist Walter Williams, with a focus on blacks, has demonstrated how government programs lure people into permanent poverty.  But it seems that no one has listened.

I hope that, before it’s too late, all Americans will hear LIBRE’s message.

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My American Experience
Published on Aug 6, 2012 

LIBRE's Executive Director, Daniel Garza, tells of his American Experience as a first generation American - his story includes hardships, perseverance, family cohesion, hard work, and prosperity achieved in a free country that allows each of us to dictate our destiny.

"Over the last few years, we have seen Washington move us further from the principles of economic freedom and, as a result, we have seen an entire nation suffer the consequences especially the Hispanic community."

 

"Compared to the national average, Hispanics have experienced disproportionate unemployment rates, foreclosed homes, increased child poverty levels and a decreased net worth."

Source: The LIBRE Initiative <http://www.thelibreinitiative.com/economic-freedom> accessed September 17, 2013

FTC Shuts Down Fraudulent Debt Relief Operation

The Office of the Indiana Attorney General is our state’s consumer protection agency, and the Federal Trade Commission (FTC) is our nation’s consumer protection agency.

 

The FTC announced today that it shut down yet another fraudulent debt relief operation.

 

There may very well be reputable organizations out there that I do not know about.  But the illegitimate ones overwhelmingly outnumber the legitimate ones, and they bombard us with advertising on TV, the Internet, e-mail, in phone books, through illegal robocalls, and through the U.S. Post office.  So-called “credit repair” businesses also fall into this category.

 

It’s very easy to get into financial distress – the deck really is stacked against us.  But there is no magic wand that gets us out, regardless of the promises.  No good comes quickly and easily.

 

Legitimate agencies simply do not do not have the resources to advertise heavily.  Unless and until you are confident about a particular company, please refer to my referral list, “Kurt’s Picks”, for help.

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