The Office of the Indiana Attorney General is our state’s consumer
protection agency, and the Federal Trade Commission (FTC) is our nation’s
consumer protection agency.
The FTC announced today that it shut down yet
another fraudulent debt relief operation.
There may very well be reputable organizations out there that I do not
know about. But the illegitimate ones overwhelmingly
outnumber the legitimate ones, and they bombard us with advertising on TV, the
Internet, e-mail, in phone books, through illegal robocalls, and through the
U.S. Post office. So-called “credit
repair” businesses also fall into this category.
It’s very easy to get into financial distress – the deck really is
stacked against us. But there is no magic
wand that gets us out, regardless of the promises. No good comes quickly and easily.
Legitimate agencies simply do not do not have the resources to
advertise heavily. Unless and until you are
confident about a particular company, please refer to my referral list, “Kurt’s
Picks”, for help.
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