Here is recent news that
caught my attention:
- My Masters in Saxophone Has Resulted in Impossible Students Loans And I Don’t Know What to Do
- 5 Lies Credit Repair Companies Tell (and How to Fix Your Score on Your Own)
- Women better at credit than men, they just don't know it
- FTC Stops Operators of Unlawful Student Debt Relief and Credit Repair Scheme
- FTC Returns Money to Victims of Abusive Debt Collection Operation
- How the Latest Credit Report Changes Impact Your Score
- Money Habits of the Millennials
- Despite High Employment, Credit Card Repayment Drops
- US Consumer Spending Near Nine-Year High in June, at $103
- 1 Way Entrepreneurs Kill Their Startups
Personal finances are
not about your Academic IQ, they are about your Financial IQ, and we all have
to work to increase our Financial IQs. It is not like osmosis, it doesn’t just
happen. It takes some time and effort. Take classes; read books, articles, and
columns. Talk with friends or family members who seem to have it together when
it comes to their finances. Way
back in 2005, bankruptcy judge John Ninfo wrote, the “Top 20 Mistakes Made by People Who Have Filed for Bankruptcy”. The principles still hold true today.
FTC Halts Operation That Unlawfully Shared and Sold Consumers’
Sensitive Data
This is a lead generation firm that earned millions by falsely promising to match consumers with low-rate loans. A few minutes ago I googled “debt relief”, and it returned 5,470,000 results in about ½ second. From past experience I suspect that, of these more than five million results, only a handful of them are legitimate companies; most are for debt settlement or are merely lead generators.. For more information see the FTC’s Choosing a Credit Counselor that describes options such as debt management programs, bankruptcy, and debt settlement. For people who are knee deep in debt, I can only recommend a NFCC agency. See the June 26th Credit Counseling announcement for more information.
This is a lead generation firm that earned millions by falsely promising to match consumers with low-rate loans. A few minutes ago I googled “debt relief”, and it returned 5,470,000 results in about ½ second. From past experience I suspect that, of these more than five million results, only a handful of them are legitimate companies; most are for debt settlement or are merely lead generators.. For more information see the FTC’s Choosing a Credit Counselor that describes options such as debt management programs, bankruptcy, and debt settlement. For people who are knee deep in debt, I can only recommend a NFCC agency. See the June 26th Credit Counseling announcement for more information.
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